Car Accident Checklist – Be Prepared!
Nothing like a fender bender- or something worse – to ruin your day! If you know what information to gather after an accident, things can go more smoothly with the police
and with your insurance company.
Colorado law requires that all accidents be reported immediately. Reporting can be done online (Colorado Online Accident Report), but only if:
If the police come to the scene, they will fulfill the reporting requirements. You may want to contact the officer in the future, so be sure and write down the officer’s name,
badge number, phone number, and report number. However, we know that there are times in Colorado (for example, during Cold Weather Reporting) when the police are unable to get to the site of the accident. Good documentation of the accident will then be critical for accurate reporting.
Although we hope you don’t have an accident, but if you do, here are a few things to keep in mind:
Gather information from the other driver and any other eye witnesses (name and contact information). Be courteous and polite as you get the following information. Do not admit fault for the accident.
Be sure and take photos where ever possible to document location of accident and damage to vehicles.
Here is a link for proper forms to complete in Colorado for online reporting:
CO Traffic Accident Report. Print these forms and instructions now – then keep a copy in your glove box so you will have them should the need arise.
During the winter, it is especially important to drive defensively and leave plenty of room between you and the car in front of you. You may not be able to stop as quickly due to slippery road conditions. Drive safely and stay tuned next week for more Defensive Driving Techniques!